Trio create firm to protect our loved ones after we are gone

Three businessmen who met while playing table football competitively have set up a firm to help protect our loved ones after we are gone.

Richard Thomson, Ben Mason and Tom King have combined their skills to create end-of-life planning firm Kinherit - to ensure final wishes are carried out. The team offers complex trust and Will-writing services, coordinated handovers after the death of their client and a secure online vault to account for assets.

Ben, who has worked in financial services and estate planning for over a decade and came 7th at the table football European Championship in doubles, said: "The last thing someone needs after the death of a loved one is to be worrying about finances. We help ensure the right money goes to the right people and quickly. We also have processes in place to help keep the money with those whom it was intended for."

Richard, who has worked in finance for over 20 years, including as a company advisor and investor, said: "In an increasingly online age, it is inevitable families will lose out simply because there is no way to reliably track down bank accounts or policies their loved ones had." Richard, who was chairman of the British Foosball Association for seven years, believes relying on paperwork alone is not suitable for the 21st century.

There has also been an increase of wills being contested in recent years, which in itself can be a costly affair. Kinherit want to make their client's final wishes more readily available and easier to prove.

Tom, 41, who has worked as a web developer and programmer at Oxford University, has created a system where asset information can be stored securely and passed to the executors when the time comes. Users are regularly reminded to update their details.

The dad-of-one said: "When I die, I want to know that my little girl is taken care of - regardless of whether my wife remarries, or if my own daughter divorces later in life, or my computer melts down."

Oxford University graduates Richard and Tom, and financial advisor Ben, combine their experience in finance, estate planning and technology to offer a well-rounded service. The growing team has already saved customers hundreds of thousands of pounds on inheritance tax and probate.

Kinherit's youngest client is 24 and eldest 83 - with assets ranging from less than £100,000 to over ten million. But they all have one thing in common - they want to protect their loved ones after they have gone.