An eight-session programme that gives you the knowledge, the tools, and the confidence to identify and refer estate planning needs across your entire client base. Built by STEP Platinum-qualified estate planners. Trusted by 4,000+ UK advisers. All sessions carry structured CPD credit toward CII, CISI, and PFS requirements.
Sessions 1 and 2 give you the core framework: the four threats to client wealth, how life events break estate plans, and your Consumer Duty obligations. After these two sessions, you can spot opportunities in every client meeting.
Sessions 3 to 7 go deep on specific topics. Pick the ones that match your client base - business owners, homeowners, blended families, vulnerable clients. Do them in any order.
Session 8 brings it all together with the Kinvault handover platform - the most practical thing you can offer your clients, and the smartest thing you can do for your practice.
The four core threats to your clients' wealth - remarriage, divorce, IHT, and care fees - and why a simple Will doesn't protect against them. Plus the state of the unregulated will-writing industry and what the CMA's January 2026 guidance means for you.
45-60 minutes | All advisers
Marriage invalidates a Will. Divorce doesn't revoke an LPA. Life events reshape estate plans in ways most advisers don't expect. Includes a practical triggers checklist you can use in every annual review, and why the Will-review is a core part of financial planning.
45-60 minutes | All advisers
The April 2026 rule changes, Section 39A, and why most business owners' Wills waste their Business Relief. Includes worked examples showing the tax saving from proper planning, and why business owners need a Business LPA.
45-60 minutes | Advisers with business-owner clients
How property ownership determines what a Will can do. Joint Tenants vs Tenants in Common, the remarriage risk, and why an Estate Protection Trust is the stronger solution. Includes Right to Reside in depth - Life Interest Trust vs EPT.
45-60 minutes | Advisers with homeowner or cohabiting clients
Why existing Wills fail, how they get disputed, and what it costs families. Case studies from real life (Wrangle v Brunt, Clitheroe v Bond), and a deeper look at the unregulated industry - why badly drafted Wills from unqualified firms create the exact problems advisers need to spot.
45-60 minutes | Advisers whose clients have existing Wills
When wealth goes sideways to someone your client didn't intend, instead of down to their children. Worked scenarios for blended families and remarriage, the Joan Blass predatory marriage case, and the Estate Protection Trust as the solution.
45-60 minutes | Advisers with blended-family or second-marriage clients
The programme's LPA deep-dive. Both LPA types explained, the golden rule for capacity assessment, business LPAs, abuse of powers, and how to spot vulnerability red flags. Includes the Betty Figg case study - what happens when no LPA is in place.
45-60 minutes | Advisers with elderly, carer, or business-owner clients